4K+ Investors on Board

8lends: familiar investments with higher returns

8lends offers high returns on carefully selected projects. Enjoy simple and secure investing, even if you're new to decentralized finance

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8lends vs maclear

Maclear offers reliable investments, but 8lends takes it further with blockchain-powered lending, real-world asset integration, and a decentralized approach. By enabling faster transactions, removing intermediaries, and providing insurance, 8lends delivers a smarter, more efficient way to invest—with higher yields. Ready to give it a try?

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High Returns

Higher returns of up to 19,5% APR compared to other investment methods by reducing transaction costs

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Bonus Program

Spend bonuses and increase the return rate on your favorite projects. More activity — more income

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Liquidity Speed

Receive profits faster with accelerated closures of business project pools. Money works faster

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Join first for top projects, high returns, and exclusive rewards

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Fast track for Maclear
investors

Skip the identity verification since you are already a Maclear investor

Sign up on the platform by entering your email and crypto wallet

Receive returns, earn rewards and bonuses!

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Safe & Secure

Trust & Security: The Foundation of 8lends

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Direct transactions with transparent public smart contracts without intermediaries

Swiss-Grade Compliance with AML, KYC, GDPR standards

Built-in insurance fund covers your yield in case of turbulence. And the collaterals grants the safety of the credit principal

bonuses

Special Bonuses for
Maclear Investors

Switch to 8lends and unlock your exclusive Maclear bonuses. Bonuses earned on Maclear are now available for use on 8lends.

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For Maclear investors

Limited-Time Offer! Hurry to get exclusive terms until January 31th

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Access to premium projects

Use the bonuses accumulated in Maclear to gain access to the best projects

CRYPTO WALLET

No Wallet? No Problem!

We’re here to guide you step-by-step in creating your first blockchain wallet. It’s quick, secure, and easy.

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Do you have any questions?

How does 8lends work?

8lends is connecting investors like you to borrowers, cutting out the middlemen and unnecessary fees. Here’s how it works:

1. Borrowers apply for funding, backed by real-world assets like property or equipment.
2. Our platform evaluates their financial health and collateral using a rigorous 40-point verification process.
3. You choose projects to invest in based on your goals, starting with as little as €50.

Smart contracts ensure every transaction is secure, transparent, and traceable.

Which wallets does the dapp support?

The dapp supports WalletConnect, Metamask, Coinbase, Rainbow, Trust Wallet, Rabby Wallet, 1inch, Phantom, Zerion, c98, Safepal

Has the 8lends protocol been audited?

Yes, by Certik and Cyberscope.

How are companies selected for fundraising on the platform?

Companies on 8lends go through a rigorous selection process. We make sure only the best projects are listed for fundraising. Here's how it works:

Financial health check.
We analyze balance sheets, credit history, and financial behavior to ensure stability.

Collateral validation.
Borrowers must back their loans with tangible assets like property, equipment, or inventory, which are carefully verified.

Market viability.
We assess the company’s growth potential, industry competitiveness, and business plans.

Compliance.
All borrowers must meet strict AML, KYC, and GDPR standards.

Business credibility.
Background checks ensure the company and its leadership have a solid track record.

Our 40-point verification process ensures that every project is secure, viable, and aligned with our investors' goals.

What is the currency of the loans?

All loans are in USDC. You can learn more about USDC here.